Qoobiss

Qoobiss Identify Receives Major Update and Becomes First e-KYC Solution in Romania to Enable Remote Identity Validation via Video for New Identity Cards with CIP

  • The update comes at a time when, since the start of the year, Romanian citizens, regardless of their place of residence, can opt for electronic identity cards
  • For companies utilizing e-KYC solutions, the new identity cards lead to reduced fraud and crime, enhance safety and security, and increase conversions

Bucharest, 27th March 2024 – QOOBISS, a fintech company focused on process automation and specialized in developing remote identity verification solutions using video means, has updated its Qoobiss Identify solution (an e-KYC – e-Know Your Customer type) and has become the first provider in Romania that enables remote identity validation through video means for the new identity cards with CIP.

This update occurs as Romanian citizens, since the beginning of the year, regardless of their home locality, can choose electronic identity cards, either upon their first issuance or when replacing previous IDs. The new identity cards are the size of a bank card and contain a chip where the holder’s personal data, including name, photograph, date of birth, personal numerical code, and two digital fingerprints, will be stored.

“Our policy is to constantly update the software solutions we offer, ensuring alignment with all legislative changes, new trends, and technologies in the market. A core pillar of Qoobiss values is that innovation and excellence are offered to our clients without impacting their budget. Benefiting from the free integration of all our service’s technological updates, regardless of their complexity or scale, our clients can enjoy a superior quality experience without additional costs”, says Ileana Comănescu, Global KYC Product Manager at Qoobiss.

The Qoobiss Identify solution update, which allows for the validation of the new identity cards, demonstrates continuous improvement in compliance standards, and with a forward-looking vision, the company is thus preparing its beneficiaries for a secure digital future.

On a general level, for companies using e-KYC solutions, identification that enables the validation of the new identity cards brings a series of advantages:

  • Fraud and crime prevention: Advanced technologies used in the integrated chips can make falsifying or altering identity cards more difficult, thereby reducing the risk of fraudulent use or identity-related crimes;
  • Enhanced safety and security: The integrated chips in identity cards use advanced encryption technologies to protect users’ personal information;
  • Increased conversions and, consequently, customer numbers.

Currently, in Romania, about 35% of companies use such solutions. This year, the remote identity verification solutions market will accelerate due to the amplification of digitalization in business and the adoption of online services by end users.

The need to reduce companies’ operational costs through process automation and the necessity for better expense control will contribute to market growth.

In this context, Qoobiss estimates a doubling of its revenue in 2024. For this year, the company has budgeted investments of 500,000 euros in developing existing solutions, launching new services, and international expansion.

At the end of last year, Qoobiss provided services to 30 clients in Romania. For 2024, it aims to double the number of clients and expand the service portfolios of existing clients towards using more solutions developed by Qoobiss.

How Qoobiss Identify Works

The Qoobiss Identify solution was developed to ensure integration with identity documents in any format. The Qoobiss Identify software solution is 100% automated and enables remote customer identification using the latest biometric and AI technologies, complying with legal obligations regarding remote customer identification processes.

The software solution delivers quick and accurate results regarding customer identification, aiming to validate identity based on the identity document. Through this solution, customer identity is verified in accordance with privacy laws, anti-fraud legislation, and legislative KYC requirements, thus ensuring compliance and safety of the identity verification process and reducing the risk of fines and reputational damage.

The Qoobiss Identify solution integrates quickly with existing internal systems without requiring adaptations to operational workflows in the companies where it is implemented.